Market-Based Structured Settlements

Sage Settlement Consulting is committed to providing plaintiff attorneys and their clients with innovative financial solutions. To that end, we work with reputable partners to provide market-based structured settlements as an alternative to life insurance-based structured settlement programs.

Why Choose a Market-Based Structured Settlement?

Many claimants and attorneys find that market-based structured settlements provide the opportunity to receive tax-free income or tax-deferred income while enjoying market-driven growth potential.

Within a market-based structured settlement, there is considerable flexibility of design to allow each individual to address his or her own financial needs. Market-based structured settlements can work in conjunction with structured settlement annuities to create a truly balanced settlement solution.

Settlements Plus™

Settlements Plus™ operates much like a traditional structured settlement, yet with a market-based investment portfolio serving as the financial vehicle, rather than an annuity.

Claimants who elect to place their personal injury settlement proceeds in Settlements Plus™ will enjoy the same income tax-free treatments¹ associated with structured settlement annuities.

Claimants who utilize Settlements Plus™ for non-personal injury settlement proceeds will have the opportunity to defer taxes on their payments until the years in which the payments are received. Investments can be managed by a reputable financial institution or by the claimant’s financial advisor.

Fee Structure Plus^®

Fee Structure Plus^® allows attorneys to invest their contingency fees in a market-based investment portfolio on a tax-deferred basis. As is the case with Settlements Plus™, the funds can be managed by a financial institution or by the attorney’s own financial advisor. Payments will be received on a pre-determined periodic payment schedule, with tax obligation being spread out over the course of the payments.

Treasury Funded Structured Settlement™

A Treasury Funded Structured Settlement™ (TFSS) operates much like a traditional structured settlement, but it uses United States Treasury Bonds as the underlying investment, as opposed to an annuity.

A TFSS can be used by claimants involved in both physical and non-physical injury settlements, as well as by attorneys who wish to defer their contingency fees.

¹Pursuant to Section 104(a) of the Internal Revenue Code.